Work Flow in Photo Shop for my 10D processing.
All in-camera settings at "zero".  Highest quality jpeg.
Unprocessed, re-sized only.
Step 1.  Adjust Levels.
Step 2.  Run my custom 10D action.
10D Action is the adjustment shown below, plus a +1 bump in Saturation using "Variations".
Step 3.  Resize ( web purposes )
Actual Pixels
Step 4.  Run Fred Miranda's "IntelliSharpen" plug-in.  Settings are Level 5 with Opacity Tweak enabled.
Tweak the opacity using the Layers tool shown below.  These were the settings for the sample image:
Step 5.  "Polish" using a custom action I call "10D-Polisher". Creative title, eh? :-)
It's USM at these settings:
10 - 20 - 0
Step 6. If shooting in Adobe RGB, convert to Profile sRGB ( looks better on the web ). You may need to make further adjustments at this point.  I shoot sRGB and my prints look fantastic.
Step 7.  Save for web using Photoshp's "Save for web" feature".
Finished image:
Disclaimer:  This work flow is only what produces pleasing images for me, and for web display.  Printing involves a slightly different work flow.  I do not think my work flow is perfect, and am open to suggestions for improvement.  This page created for those who've asked, over the last few months.
:-)
www.caughtintimephotography.com
Variations is last in the action recipe.  This allows you to use the "Fade" command to reduce the saturation, if needed.
Image size settings.
Hint:  The Fade command comes in handy here to fine tune the polish effect.
Step 4-a.  Flatten the layers.
http://www.fredmiranda.com/software/
Others that I use: